Top Money Saving Phone Apps!

Best Money Saving Apps

Updated: 5/17/2016

I taught a class last week where someone asked what phone apps I recommended for couponers to maximize their savings, no matter what type of couponer they were (extreme, dedicated, casual, or the if I remember to bring the coupons with me to the store couponer). I have written about all of these apps before, but here are all of them in the same place.


1. Favado  Favado is a mobile savings app that helps shoppers stop overspending by notifying them when their favorite items are on sale. Favado has money saving experts who hand select sales and coupons every week — in more than 65,000 grocery and drugstores nationwide — to enable discovery of the best deals for savings up to 70% on everyday items.


2. IbottaIbotta is a fun and easy way to earn $20 or more each time you go shopping. The more you use it, the better and more personalized your offers become.

Here’s how Ibotta works:

  1. Get the Ibotta app HERE
  2. Pick out the coupons for products you want
  3. Buy your products
  4. Take a picture of your receipt and submit it.
  5. Ibotta will send you cash for your purchases, you can redeem for gift cards for Starbucks, Redbox, and more!
  6. Every time you redeem an offer Ibotta will send you another one!
  7. By using Ibotta it will learn what you like, and will personalize the product coupons it sends you.

3. CheckOut 51:

Here is yet another FREE tool that will help you save even more money while shopping! What if I told you they will pay you for buying the products you already buy!?!

Here is how Checkout 51 works:


  •  Sign up Here (it’s FREE!)
  • See what offers are available on the offer page. New offers are added every Thursday at 12 am and expire the following Wednesday at 11:59 PM (see the offers that go live 1/16 below):


  • After you go shopping, submit your receipt, and get cash back for any of the products that you bought that are on the offer page!!


  • Get a check in the mail once your balance reaches $20!!



4. Walmart Savings Catcher

If you shop at Wal-mart you will like this program that works nationwide!


“If a local competitor has a lower advertised price, you get an eGift Card for the difference”

It is actually very simple and only has a few steps

  1. Enter your receipt number or scan the barcode here
  2. Walmart will match the price of any local competitor’s printed ad for an identical product.
  3. If Savings Catcher finds a lower advertised price, you get the difference, back on a Walmart Rewards eGift Card!

You can submit up to 7 receipts per week to Savings Catcher.

There are a few promotions that Savings Catcher do not include: 

  • Items that require a separate purchase to get the advertised price (example: “Buy oatmeal to get cereal for $1.”)
  • Items with no actual price that require a purchase to get a free product (example: “Buy both oatmeal & cereal to get milk for free.”)
  • Items that require a purchase to get a gift card (example: “Buy a 12 pack of paper towels to get a $5 gift card.”)
  • Buy one get one free (BOGO) deals where no item price is listed (example: Peter Pan Peanut Butter, buy one, get one free. Save up to $2.50.”)
  • Going out of business or closeout prices.
  • Percentage off (example: “All mascara, 40% off.)
  •  Online purchases


5. Mobisave

MobiSave lets you save no matter where you shop. Just select from their wide variety of offers and use their App to send us a picture of your receipt and they will deposit your savings directly to your PayPal account (almost instantly).

There is a wide variety of apps to use in order to help you save more money at the register. These are just a few of the best ones that I personally use and know are legitimate.


50 Great Father’s Day Gift Ideas

Father's Day Gift Ideas

Are you looking for the perfect Father’s day gift? I always have a hard time picking out gifts for the people who mean the world to me. I have three gifts to buy this year. My dad who loves country living, his “other daughter” aka his German Shepherd, and Cheerwine. My father in law, who is a retired fighter pilot. He loves relaxing, anything to do with air and space, and desserts! Then there is my husband, the father of our child, and love of my life. He is a big kid himself. He loves to build things, loves steak, and LOVES to read! These are the men I am buying gifts for this year. Here is a list of gifts of all types, and price ranges. Take a look, you might just find what you are looking for!

1. World’s Best Farter, I Mean Father T-Shirt – $12.95

2. Guardian Accessories 12 in 1 Wallet Pocket Survival Tool Kit with Red LED Light [ 2 Multitools ] – $11.99

3. Papa Ceramic Coffee Mug – $13.97

4. If PAPA Can’t Fix It We’re All Screwed – $13.95

5. Guardman 11 in 1 Beer Opener Survival Credit Card Tool – $8.99

6. Belmint Advanced Digital Meat Thermometer – $19.99

7. “HUBBY” engraved luxury gift pen – $22.95

8. Magnelex – Best Magnetic Wristband – $13.90

9. Guardman Black Key Knife – $9.99

10. Best Dad Ever Laser Engraved Wood 6 Function Multitool Pocket Knife – $16.99

11. Dad, I’m Your Favorite Child Funny Glass Coffee 13 oz Mug – $14.99

12. Father’s Day Gift for Dad in Frame with Poem Photo Mat – $37.50

13. Best Dad Ever T-Shirt – $12.99

14. Best Dad Ever Glass Coffee Mug 13 oz – $16.87

15. Knock Knock What I Love about Dad Fill In The Love Journal – $8.71

16. Best Buckin Dad Ever Laser Engraved Wood 6 Function Multitool Pocket Knife – $16.99

17. VolksRose® Premium 24 Pieces Stainless Steel BBQ Set with Aluminum Storage Case – $62.99

18. I Am Your Father Mug – $9.99

19. Ultimate Survival Multi Tool with Pouch – $17.95

20. Jim Beam & Jack Daniels Gourmet Grilling Gift Basket – $106.80

21. Star Wars Father’s Day Shirt – $18.99

22. “I’m A Dad, What’s Your SuperPower” 12oz Coffee Mug – $12.95

23. I Love That You Are My Dad Throw Pillow – $12.90

24. Gourmet Grilling Gift Basket for Men – $63.18

25. World’s Greatest Farter, I Mean Father Coffee Mug – $12.99

26. 12 Premium Granite Whiskey Stones – $17.95

27. Stainless Steel Coffee Travel Thermos 750ml & Water Bottle 700ml Set – $24.95

28. 8oz Personalized Shot Flask with Bonus Funnel and Money Clip Gift Set – $19.77

29. Best Dad Ever Funny Apron – $18.95

30. Fitbit Charge Wireless Activity Wristband – $99.93

31. Dancing with Daddy Table Top Picture Frame – $32.00

32. (Set of 3) 2 Premium-Grade BBQ Grill Mats – $21.95

33. LCD Display Mini Golf Cart Clock – $23.12

34. Premium Gourmet Meat and Cheese Tray – $62.70

35. Dad’s Barbecue Company Funny Apron – $18.95

36. 20 Piece Travel Tool Kit in Black Leatherette Case – $29.95

37. Makimy 3-Piece BBQ Tool Set – Gift Box – $28.88

38. 1940’s Father’s Day Retro Candy Gift Box – $32.80

39. Men’s Papasaurus Rex T-Shirt – $19.99

40. Barbecue Skewer Shish Kabob Set – $19.999

41. BBQ Grill Tools Set with 16 Barbecue Accessories – $39.99

42. Tommy Hilfiger Men’s Leather Ranger Passcase Wallet– $18.99

43. Daniel Wellington Men’s 0206DW Sheffield Watch with Black Leather Band – $93.99

44. Mudder Classic Smooth Vintage Black Steel Mens Pocket Watch – $14.99

45. Zippo Jack Daniels Lighters – $14.09

46. Bluenet 129pcs Fishing Lure Set – $38.44

47. Mifine Waterproof LED Headlamp Headlight – $28.96

48. Show You Care Packages Snack Packages – $24.99

49. C&L Carbon Fiber Glossy Money Clip Credit Card Business Card Holder – $10.20

50. Star Wars #1 Dad Darth Vader Father’s Day T-Shirt – $19.95


FREE Baby Sling, Carseat Cover, & More For Parents!


We have quite a few readers who are having children or grandchildren in the next few months. I am always asked about gifts, savings, and more for these moms to be. Here is a roundup of a few of my favorite freebies. All of the following have been verified to be legitimate freebies. In fact, I  just ordered from one of these for a few friends who are expecting babies in the next few months!

Free Baby Sling:

 Lucky Pink

Get a stylish baby sling for FREE! You only have to pay for shipping and handling. I keep one of these on hand for baby showers!

Click on ‘Shop Now”, select any baby carrier you would like. Be sure to go to the sizing page so that you can get the right size carrier for you. Once you have selected your size, you will automatically be directed to the “shopping bag” where you can enter the promo code “ENBABY“. This promo code will take 100% off of the baby carrier purchase and all you are required to pay are the shipping fees. You can use the code more than once- simply open a new browser window to do so. These make great baby shower gifts!


FREE Carseat Carrier Cover:

Carseat Canopyindex

This would make a great gift for a new mom!

Click on “Shop Now”, select any canopy you would like (be sure to go to their sizing page so you can get the right size carrier for you). Once you have selected your size, you will automatically be directed to the “shopping bag” where you can enter the promo code “MYSAVINGS” This promo code will take off 100% of the canopy purchase and all you are required to pay are the shipping fees. You can use the code more than once – you just have to open a new browser/window to do so.


FREE 5 Pairs of Baby Leggings

Check out this great deal for the little ones in your lives. Right now you can get 5 pairs of baby leggings for FREE. You only have to pay for shipping and handling. These make great gifts and there are so many different choices.

These sell for $10 each. Here is how to get 5 for free. Pick 5 pairs (they can be different pairs and add them to your cart. Put in Discount Code: MYSAVINGS. This will take off $50 (your total for 5 pairs). You only have to pay shipping and handling. I tried it to make sure!


Your total for all 5 is FREE, and only $12.95 for shipping and handling!! That is an awesome savings!!

Freebie for Nursing Moms: Free Breast Pads!!

Do you know a new mom or are you, yourself a new mom? Grab yourself 10 Free pairs of Breast Pads:

  1. Go Here
  2. Select your favorite pairs of Breast Pads – you will then be automatically directed to your shopping cart.
  3. Enter the promo code “ENBABY” and we will deduct 100% off the cost of your Breast Pads – a $35 value!

*Remember, you can use the promo code “ENBABY” more than once, just open a new browser to do so!

SUBTOTAL: $ 35.00
CODE DISCOUNT: ($ 35.00)     
SUBTOTAL: $ 0.00

*Offer valid while supplies last.


Free Nursing Pillow! Great Baby Shower Gift!

Enter promotional code MYSAVINGS to receive free Nursing Pillow. You only have to pay for shipping and handling!


There are some really cute designs! These would make great gifts for a mom to be! I used mine almost every day, when my little one was born.


If you prefer the higher price Minky pillows, the discount code will take off $40, so you only pay $4.95 +shipping and handling.

Here is  a picture of what the higher price Minky pillow looks like:





FREE Pregnancy Belly Button Bands!!



Am I the only person who didn’t know these things existed?! So I could have seriously have worn one of these instead of going out and buying maternity pants?!  I love that you can still wear your pre-pregnancy pants unbuttoned and this belly band will hold tight and keep those unbuttoned pants in place!!

Right now you can get 2 of these belly bands or one FREE Body band!! What a great gift for a mom to be!!!! Here is how to get these for free.

  1. Click here.
  2. Add 2 belly bands OR 1 body band to your cart
  3. Add promo code ENBABY at checkout.

You only have to pay for shipping and handling!!!

Free Board Books

Free Baby Board Books!
Books, prints, and other products provide for a print-rich environment where family members of all ages can interact and enjoy, whether silently, during read-alouds and dramatizations, or when wanting to read aloud together. Everyone wins with Babsy Books as family members use oral language to read aloud, think, and laugh with one another!

You can get 5 Babsy Books What a great gift for a family!!! Here is how to get these for free.

  1. Click here.
  2. Add 5 baby board boards to your cart
  3. Add promo code PJBABY  at checkout.

You only have to pay for shipping and handling!!!

FREE Faux Fur-hat!!


Ok these are so adorable! I may have to get one as a gift.Check out this great deal for the little ones in your lives. Right now you can get 1 of these adorable hats for FREE. You only have to pay for shipping and handling. These make great gifts and there are so many different choices!

How to get yours:

  1. Click here.
  2. Add 1 Faux Fur-hat to your cart
  3. Add promo code PJBABY at checkout.

You only have to pay for shipping and handling!!!

Ruffle Buns


I’m not sure what I like more, the hat above or these adorable Ruffle Buns. I am seriously buying a few items off this list to keep for future baby shower gifts. You can get three pairs of Ruffle Buns with promo code PJBABY at checkout

How to get yours:

  1. Click here.
  2. Add 3 pairs of Ruffle Buns to your cart
  3. Add promo code PJBABY at checkout.

You only have to pay for shipping and handling!!!

FREE Pampers Gifts to Grow Rewards Program

Join the free Pampers Gifts to Grow Rewards program and receive 100 free points toward your purchase of Pampers goods, gift cards, and more!


Read my article on how to prepare for a Baby On A Budget

Updated: 6/11/2016


Getting Ready For A Baby On a Budget

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One of the biggest life changes that can happen to any mom and dad is the arrival of their own little baby. Not only does a new child change your life forever and the way you see the world, but you’ll soon see that it can take a big part of your budget as well. While there are plenty of baby items available, and the list grows every year, the prices of these items also grow from year to year.

Whether this is your first child or your tenth, preparing for a baby does not have to break the bank. There are basics you can find and get within your budget, and fun essentials that are just as adorable but cost effective.These tips will help you get ready for baby while not breaking your budget:


You Don’t Need It All

When you walk into any baby superstore, you are introduced to many products and items that are all marketed for you baby to “need.” The honest truth is that you are not going to need it all. When it comes to the essentials, there are only a few items you actually need to be ready for your new baby’s arrival:

  • Crib or Playpen for the little one to sleep in

  • Carseat and Stroller

  • Bottles, Breast Feeding Supplies

  • Pacifiers

  • Clothes, Socks, Mittens, Blankets

  • Diapers and Wipes

There are plenty of items you can splurge on if you have the extra cash, but these essentials are the shortlist of items your baby must have to function when you bring the little one home.


Thrift Shops and Consignment

For larger items to baby clothes, checking out your local thrift shops and consignment stores are your best bet to stay under budget. You’ll find plenty of baby clothes at these stores which is perfect for children who only wear one outfit for 2 weeks until they need a bigger size. While some items are recommended to be bought new, like a car seat, you can find deals on strollers or cribs at consignment stores. Be sure to keep up with safety recalls when going out to thrift store and consignment stores.


When In Doubt, DIY

There are many great DIY projects you can find online and on Pinterest for a new baby. You can create a sentimental baby blanket, create burp clothes out of your old favorite t-shirts, or even make your own cloth diapers to save even more money. There are plenty of things you can make on your own, with items in your home, that is perfect for baby and your wallet.


Using Coupons

You can find plenty of coupons either online or at stores for baby items. At Babies R Us or Target, you can create a baby registry online and automatically get a coupon for future items. Babies R Us is also known to give you 20% off coupons when your purchase anything towards future purchases, plus a reusable gift bag & Registry Planner . Don’t forget to also go out and check your favorite retailers websites to print out coupons from home before heading out to go shopping.

Updated: 6/11/16


This Memorial Day…..

As you go to family BBQ’s this weekend or are just enjoying your day off, please take a moment and remember the men and women of our armed forces past and present. We come from a big Military family: both parents, grandparents, in laws, aunts and uncles, brother in law,


(Picture I took of my sister and her husband on their wedding day)


tons of friends, and my “adopted” soldier who served in Iraq.

1452172_10152042010899396_1036720193_n(My “adopted” solider, the night he came home!)


However, not all came home. A dear childhood friend of mine lost her husband in Afghanistan, my sister lost a few of her friends as well. We have a big Military family on This Mommy Saves Money so to them and their families and to anyone who has a loved one in the Military; I say Thank You from the bottom of my heart for your service!


Memorial Day