Remember to set those clocks back an hour tonight. This is a great time to change the batteries in your smoke detectors, and flip those mattresses. Another thing we do is check our emergency kit supplies (enough batteries, drinking water, etc).
Summer break seems like it only started yesterday, but in a blink of an eye the new school year is only a few weeks away! Here are a few awesome back to school tips for teens, and even the tweens out there! We will discuss ways to keep track of your school schedule, tips for studying more effectively, and more!
Start the year off on the right foot, and use these tips and tricks to survive the school year! These tips will help your kid out so much, if they implement them in their daily lives!
If your teen needs help keeping track of their schedule the first week or two of school, they should take a picture of their schedule, and make it their wallpaper on their lock screen. Then when they need to know what class is after Chemistry, they can easily click their home button and see their schedule! If phones are not allowed on campus, type up the schedule, place in a sheet protector, and place it in the front of their binder,
Study Right Before Bed
Having a big test can be so stressful on teens, especially if it the test counts as a huge percentage of their grade! Have your teen do one more study session for that test right before bed, it may help them retain the information better. Do this before they get too tired though, so they are still alert while reading over the information. I also quiz my son while driving him to school, on the days he has a test. Going back to school, means there are going to be a lot of opportunities using which you can develop more skills. Learning things by joining places which add on an extra skill such as kids music classes, swimming lessons, self-defense and many other activities such as these can only help you develop various skills along the academic year. This not only enables you to organize your life but also allows you to utilize all your time in an apt manner.
Control F Search Tip
When you are searching a document online, hit control F, and it will pop up a box to search a word. This is a great way to save time and find exactly what you are looking for in the document!
Pomodoro Study Technique
The Pomodoro Study Technique is pretty popular. It allows your kid to study for a select amount of time and than get a break. This is a great way for them to stretch, rest their eyes, and get their blood flowing. Plus when they come back to studying they will feel more focused.
- Study for 25 minutes, and then take a 5 minute break.
- Do this for 4 sessions, and than take a 20 minute break.
- If your student is still not done studying, repeat the process over again.
Scholar.Google.com Vs. Google
When your child needs to research on the internet, have them use Scholar.Google.com versus regular Google. This will bring up articlesand journals that you can cite as sources in your work! Saves a lot of time!
Color Code Notebooks
To save time searching which notebook is which for each class, take a sharpie and color code your notebooks. Have a different color for each subject: green for science, red for literature, blue for history, etc!
Set Out Clothes Night Before
Does your child struggle with getting out of bed on time, having their whole outfit set out, along with their backpack, and lunch packed. That way if you they are in a rush, they will not be scrambling trying to find clothes as they rush to get out the door in the morning. Water guns and air horns also help get those that struggle to get up in the morning, not that I have ever done that to my son ;).
Take Good Notes
When it comes to studying, it has been proven that taking the time to write notes during classes and lectures can improve a students grade. This may actually help them memorize things easier, and then make flash cards to study from and let family members help quiz the student. This way your student hears the information, writes the information, and then recalls the information while being quized.
Hit The Hay
Keeping your student focused also means getting in a good nights sleep. Set a bedtime and stick to it throughout the school year, and try to sleep well through the night. Provide a quality bed and pillows, a cool and quiet environment, and some students like to have soothing classical music to listen to as they go to sleep. Students will be more focused in the morning, able to retain more during classes, and feel more energized.
Most high school graduations are over, and high school seniors are getting ready to leave the nest and embark on the next chapter of their lives. For many graduates this means: college. Sending a college aged student off to school without the proper financial tools is scary. In college, it’s easy to be persuaded by other students. However, given the right tools, your college student will do just fine with money management. Whether they are staying close to home, or heading across the country, these are tips that every college age student can apply to help them be wise with their money.
Teach them how to write a check
I’m a firm believer in teaching teens how to write checks. There are still certain items and establishments that will require a check. Although it may seem like a lost art, it’s not. Do not be shy about teaching your college student in this area.
Help them get a bank account
It is hard to manage money if you do not have a bank account and know how to use it. There is something very satisfying about knowing your college student knows HOW to use their bank account. Teach them the ins and outs. Show them how to balance their bank account and to only use money if it’s in there. If your child is young, get them started now! Help them set up a savings account, teach them how to fill out a deposit slip, and let them do their own transaction. Another tool that my preteen son utilizes is his very own debit card. Greenlight is a debit card for kids,that parents can manage from their phone! This is a great way to teach your child about finances and still have flexible parental control!
What is so neat with the Greenlight debit card, is that parents can pick the stores your child is allowed to spend money at! For example, you only want to allow them at first to buy something from the book store, you can set their account up, so your child can only spend money using their card there! That is why they call this card the Greenlight, parents have to give the “green light to go”, for them to use the card! You can select stores in your area, for your child that are approved to spend money at, and they can only use the card at these stores. Any other stores will decline the card. As your child learns and grows, you can also allocate money to be used anywhere. My son took both his grandmothers and I to dinner for Mother’s Day, and used his “spend anywhere” money to do so!
Teach them that cash is best
In college it is so tempting to just open credit cards and take out bad credit loans. What college students don’t realize is that paying interest on those items is never any fun. Teach your child how to use cash from an early age, and they will not depart from it. While credit can be nice especially for emergencies (like car repairs), it is not always nice to your budget.
Teach them about wants versus needs
This is a BIG one for our college age children! In college, your student will come across a lot of people who live above their means. When it comes to college, it really needs to be all about needs before wants. They may want a fancy pair of shoes, but your child only has the budget for a $20 pair of shoes. They may want the latest version of the iPhone, but they do not have money for it. Teach them that saving up is always the best policy! By taking the time to actually save up for the item, they may realize they do not actually want the item by the time they have enough money for it. This is what usually happened with my son.
Working will not kill you
A lot of college students go into debt because they do not want to overwhelm themselves while they go to college. Working just a few hours per week can help them from going into a financial hole. Unless they have someone willing to do this for them, this is a GREAT way to teach your college student to manage their money (using their money and not yours really helps drive home the point of money management). With a course load of 12 – 15 semester hours each semester, I worked as a Football Manager for the Georgia Southern Eagles, this allowed me to pay (scholarship) for the majority of my 4 year college degree! Tell them about possibilities to win a scholarship for undergraduate students.
Be willing and ready to teach your college student to manage their finances better. A little money management tips can go a long way!
Spring is here, and that means gardening is on the horizon. When the temperatures start warming up, and the last frost comes and goes, you can pull out your seeds and plants and start your garden for the season! If you plan to do a garden but want to do so on a budget, check out these great tips and tricks below. Gardening is a great way to enjoy fresh produce without having to go to the store, but it can be expensive over time. Implement these handy tips and keep your budget in check!
Effective and Easy Ways to Garden on A Budget
If you are new to gardening, my biggest tip is to start small. Whether you grow a few of your favorite fruits or veggies, or just want to plant a few stunning flowers in your front yard. Start small and grow with each year. Do not stress yourself out with having a massive garden the first year.
Vegetables and flowers are cheaper when you buy seeds instead of plants. Talk to any of your friends or neighbors and see what plants and flowers they have had success with in your area My neighbor has the most beautiful yard, so he would be the first person I would ask, before heading out to buy anything for my yard. Once you have decided what you want in your yard, head to the store and buy the seeds you need. Most seeds do not have to be started indoors to start their growth. You can almost always plant them straight in the garden which can be a huge time and money-saver.
However, if you are going to want to start your seeds indoors, save back any containers you use throughout the year. Whether it be cottage cheese, butter, or salad containers, they will all work great for tossing in some soil and plants to help those seeds sprout indoors. This will save you from having to buy seed starter packs. You can even cut down milk jugs or soda containers to make them work as a seed starter.
Swap Seeds With Other Gardeners
Chances are you will not use a whole packet of zucchini seeds in your garden or other flowers or produce. Consider talking to friends and neighbors and swap your half packages for one of their half packages. It helps cut down on money spent, and you still get a variety. Or, if you know a friend plants from seeds make a list of what you both plan to plant and then split the cost of the seeds and share.
Some plants like carrots, radishes, and other flowers and produce thrive in acidic soil. Save back your leftover coffee grounds and mix them into the soil a few days before you plant your seeds. If you are not a big coffee dribker, check with your local coffee shop to see if you can get their coffee grounds. I know a few of our local Starbucks locations gladly offer their customers their coffee grounds for this exact reason. Coffee grounds are a natural way to help fertilize the soil. There are also some other great hydroponic plant food. Just make sure the plants you are planting like the acidity or it could have an adverse reaction on their growth.
Homemade Weed Killer
Don’t spend $30 on a bottle of weed killer, make your own using vinegar. Simply take a spray bottle and pour in white distilled vinegar. Then spray this on any weeds that you find sprouting up. Try to do this on a hot sunny day, and you might have to repeat the process. Just make sure that you do not get this on your flowers or produce as it will kill them. This also works great for keeping the neighborhood deer out out of your garden. I love the family of deer that live in our neighborhood, but do not like them eating everything in my garden. I do not want to spray harsh chemicals on my garden, that might harm the deer, so I use vinegar instead.
Garage Sale and Thrift Stores
Be on the lookout when you go to garage sales this summer or head into a thrift store. Look for gardening supplies like tools, pots, etcetera . This is a great way to get the items you need without paying full price for them. If you buy planters, just make sure to wash them really well, just in case the plant that was previously in it had a fungus issue of some kind.
If you really plan to grow a garden each year, consider using homemade compost. You simply mix it around using peelings from fruit and vegetables, old flowers, grass clippings, egg shells, fallen leaves, sawdust, and small twigs. You then mix it all together and let it sit and compost. Then next year you will have homemade compost. I however, have a dog who eats everything (ask my vet), so I am unable to do this.
What are some gardening tips that you like to incorporate to save money each year?